Lakhpati Baideo Scheme 2025: The Assam Government has taken a significant step toward rural women empowerment with the launch of the Lakhpati Baideo Scheme 2025. Spearheaded by Chief Minister Himanta Biswa Sarma, this scheme is aimed at turning 40 lakh Self Help Group (SHG) women into rural micro-entrepreneurs by offering ₹35,000 in financial assistance spread over three years. The scheme not only provides capital for business but also strengthens the SHG ecosystem in Assam’s villages.
Whether you’re an SHG worker or a concerned citizen, this article provides a comprehensive look at the scheme from eligibility to the list of beneficiaries and how to apply for benefits.
Assam Lakhpati Baideo Scheme 2025
| Scheme Name | Lakhpati Baideo Scheme 2025 |
| Launched By | Government of Assam |
| Chief Minister | Dr. Himanta Biswa Sarma |
| Target Group | Women of Self Help Groups (SHGs) |
| Total Beneficiaries | 40 Lakh |
| Assistance Amount | ₹35,000 per woman (over 3 years) |
| Assistance Mode | DBT (Direct Benefit Transfer) |
| Loan Component | ₹12,500 (bank-linked) |
| Form Availability | Gram Panchayat and CLF offices |
| Application Mode | Ofline |
What is Lakhpati Baideo Scheme 2025?
The Lakhpati Baideo Scheme is an initiative of the Assam government designed to provide financial empowerment to 40 lakh rural women associated with Self Help Groups (SHGs). The term “Lakhpati Baideo” symbolizes the government’s vision to create income generating women entrepreneurs who can earn in lakhs annually through sustainable micro businesses.
The scheme disburses financial assistance in three phases:
- Year 1: ₹10,000 as a direct grant
- Year 2 & 3: ₹12,500 grant from government + ₹12,500 loan from bank
Total: ₹35,000 per beneficiary
This structured aid helps SHG women take small but steady steps toward creating or expanding income-generating activities like weaving, tailoring, dairy, poultry, agri-business, beauty parlours, grocery shops, and more.
Goals of the Scheme
- Promote women-led rural entrepreneurship
- Reduce poverty and unemployment among women in Assam
- Strengthen the SHG ecosystem and build economic self-reliance
- Facilitate access to formal credit and market linkages
- Help women contribute actively to household and local economy
Eligibility Criteria for Lakhpati Baideo Scheme 2025
To be eligible for the Lakhpati Baideo Scheme, the applicant must meet the following criteria:
- Must be a female permanent resident of Assam
- Should belong to a Self Help Group (SHG) registered with ASRLM
- Annual household income must be below ₹1 lakh
- Must not have more than two children
- Applicant must not have availed a similar business loan earlier
- Must have a valid bank account
- Should possess all supporting documents as mentioned below
Financial Assistance Structure
The scheme’s structure has been designed for easy phase-wise disbursement:
| Year | Government Grant | Bank Loan | Total |
|---|---|---|---|
| 1 | ₹10,000 | – | ₹10,000 |
| 2 | ₹12,500 | ₹12,500 | ₹25,000 |
| Total | ₹22,500 | ₹12,500 | ₹35,000 |
Note: The bank loan component will be facilitated with the help of Assam State Rural Livelihoods Mission (ASRLM).
Also Read: Kalpataru Scheme Assam 2025 – Self-Employment Scheme for Unemployed Youth
Required Documents for Lakhpati Baideo Scheme
Prepare the following documents before applying:
- Aadhaar Card
- Income Certificate
- SHG Membership Proof (from ASRLM/NRLM)
- Address Proof (Ration Card/Voter ID)
- Age Certificate
- Bank Passbook
- Two Passport Size Photographs
- Mobile Number
- A brief business plan or description of intended economic activity
How to Apply for Lakhpati Baideo Scheme?
Currently, there is no online portal available for direct application. Here’s how interested women can apply:
- Visit your nearest Gram Panchayat Office or Cluster Level Federation (CLF) office.
- Collect the Lakhpati Baideo Scheme application form.
- Fill in the correct details including:
- Applicant name, address, SHG details
- Bank account details, income details
- Type of business activity planned
- Attach all required documents and submit the filled form at the same office.
Once submitted, your application will be verified and the assistance will be released through Direct Benefit Transfer (DBT).
Details to Fill in the Form
- Name of Applicant
- Father’s/Husband’s Name
- Full Address
- SHG Group Name and Registration Number
- Gram Panchayat, Block, District
- Type of Economic Activity Intended
- Bank Name, Account Number & IFSC
- Annual Household Income
- Signature/Thumb Impression
Lakhpati Baideo List Assam
After verification and approval of applications, the Assam Government will release district-wise and panchayat-wise Lakhpati Baideo Beneficiary Lists. These lists will be publicly available at:
- Gram Panchayat Offices
- Block Development Offices
- CLF or Village Organization Notice Boards
Once the official portal is launched, the Lakhpati Baideo Beneficiary List 2025 PDF will likely be available online for public access.
Stay tuned for announcements on:
- Application status tracking
- Approved beneficiary name lists
- DBT transaction updates
We will update this section once the official website or online link to the beneficiary list is published.
Conclusion
The Lakhpati Baideo Scheme 2025 is more than just a financial assistance program it is a bold step by the Assam Government to uplift the lives of 40 lakh rural women, giving them not just money, but dignity, opportunity, and self-reliance. By combining direct financial aid with formal banking support, this scheme empowers housewives and SHG members to turn their skills into sustainable businesses.
Whether it’s starting a weaving unit, running a grocery shop, or opening a tailoring center, this initiative is set to transform thousands of households across Assam. If you’re a woman from a Self Help Group with dreams of becoming financially independent, this is your moment.
Make sure to collect your application form from your local Gram Panchayat office and take the first step toward becoming a “Lakhpati Baideo” a proud symbol of rural entrepreneurship in Assam.
